Risk management services

As Queensland’s corporate treasury services provider, a key aspect of QTC’s role is to help our public sector customers manage their financial risks. We do this by providing advice, information and decision-making tools. QTC’s risk management has a research and market focus, to ensure we stay abreast of the latest developments in the field of financial risk management.

We see the establishment of an appropriate framework for the management of risk as critical for any organisation. A key component of this framework is the management of financial risk. We are available to work with customers to develop an understanding of how these financial risks may impact on businesses and to establish a framework for ongoing management.

We provide advice and services to manage the following risks that may impact your business:

Interest rate risk

Is present in organisations that borrow or invest in financial instruments and arises as a consequence of changes in interest rates. We assist customers to establish an appropriate interest rate risk management framework In addition, QTC has available a variety of products that assist in managing interest rate risk.
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Commodity price risk

Arises as a result of fluctuations in the price of a commodity. We manage this risk by using forward agreements and futures contracts to lock in the future purchase or sale price of a particular commodity.
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Foreign exchange risk

Arises when a cash payment or receipt is denominated in a foreign currency, thereby creating an exposure to exchange rate fluctuations. To manage the exposure to exchange rate changes, QTC utilises both forward foreign exchange contracts and cross currency swaps.
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Liquidity risk

Is present in all organisations and arises as a result of daily cash inflows not always being sufficient to meet daily cash outflows. QTC has cost effective funding facilities to manage this mismatch.
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Financing risk

Reflects an organisation’s ability to access the debt capital markets at specific times as and when required, while limiting its exposure to rising interest rates. We assist with identifying ‘financing risk’ within each organisation and preparing forward financing risk management strategies in line with the overall risk profile of the organisation.

Project risk management

Project risk is the chance of something going wrong which will inhibit or prevent a project from achieving its objectives. Before you undertake a project you should identify the potential risks and develop the appropriate risk management strategies. It is important to accurately assess project risks prior to starting work as they will influence how your project should proceed and determine the risk mitigation and contingency strategies to be put in place.